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Very informative Janice, and so practical. I have to admit, at nearly 80, I have days when I am too apathetic or lethargic to even make up an excuse for my procrastination! How pathetic is that? Ha Ha Ha. Oh, my house is always in order, bills paid, houseplants watered, etc etc, but far too many times I find myself saying, "Yeah. Who cares?" For six days "Wash the car" has been on my to do. It only takes 10 minutes, but I just don't care. I think two more reasons people procrastinate could be added to your list ( and I am not necessarily thinking of myself here) - depression and physical pain. Just makes it hard to get going. Keep up the encouragement, friend. It is needed.

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