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Extremely helpful and thorough information, Janice. Thanks for the reminders!

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This is such an important bit of advice for older people (MY people). I cannot believe the number of old folks who just unthinkingly click on anything without looking carefully. Especially mail that appears to come from "USPS", "Paypal", "IRS" "AOL" and other well-known sites using very credible graphics, etc. I have taught so many older friends how to look at the sender's ACTUAL email address and to NEVER EVER click on the blue link. If your "bank" has a message for you, go to the Bank's website to see. It is so simple, yet people are scammed for 1000s of dollars every day. Thanks for reminding everyone!

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